Clearsight is a firm of chartered accountants in Cardiff working with owner-managed limited companies, sole traders and contractors across South Wales. We handle year-end accounts, corporation tax, VAT, payroll, management accounts and R&D tax credits for a fixed monthly fee, with a named, ACCA-qualified adviser who explains what your numbers mean.
One firm for everything a growing business needs: compliance handled in the background, and the insight put in front of you.
A monthly board pack with the numbers explained and a clear recommendation, so you decide with current figures, not last quarter's.
Learn more →Statutory accounts prepared, checked and filed with Companies House and HMRC. Planned early, never a last-minute scramble.
Learn more →Making Tax Digital VAT returns reconciled and reviewed before filing, with the right VAT scheme for your business.
Learn more →Fully managed payroll: payslips, RTI submissions to HMRC and pension auto-enrolment handled end to end.
Learn more →Robust R&D tax relief claims, built to withstand HMRC scrutiny, with enquiry support included.
Learn more →Self assessment tax returns, bookkeeping, board packs and specialist reports. If it touches your numbers, ask us.
Get in touch →Most UK accountants now charge a fixed monthly fee rather than billing by the hour. What you pay depends on your turnover, how many transactions you have, and which services you need: a sole trader's self assessment costs far less than a VAT-registered limited company with payroll and monthly reporting.
Clearsight agrees your fee up front, before any work starts, so there are never surprise bills. For a full breakdown of what drives the price, read our guide: How much does a small business accountant cost?
Cardiff has plenty of accountancy firms. The difference is in how they work. Whoever you choose (including if it isn't us), check these five things before you sign an engagement letter:
Look for a chartered firm (ICAEW or ACCA). “Accountant” isn't a protected term in the UK, so anyone can use it.
You should know exactly who looks after you, not a different voice from a pool every time you call.
A clear monthly fee agreed up front, with anything extra priced before the work starts.
Tax planning through the year and reports that end with a recommendation, not just filings after the fact.
Xero, QuickBooks or FreeAgent, kept up to date, so your numbers are current when you need them.
The red flags are the mirror image: guaranteed tax savings before anyone has seen your numbers, vague fees, no regulator, and questions that take days to get answered. More on how we work: Why Clearsight.
For most limited companies, yes. Beyond filing on time and staying compliant with HMRC and Companies House, a good accountant reviews reliefs and allowances before every filing, structures salary and dividends sensibly, and gives you numbers you can actually run the business on. Accountancy fees are also a tax-deductible business expense.
The clearest sign it's worth it: you stop making decisions on guesswork. Our monthly management accounts end with a written recommendation, and your adviser walks you through them on a call.
We work with businesses across Cardiff and South Wales, from the city centre and Cardiff Bay to Penarth, Barry and Caerphilly, plus Newport, Bridgend and Swansea, and support clients UK-wide over video call and cloud software.
Most firms, including Clearsight, charge a fixed monthly fee based on your turnover, transaction volume and the services you need, rather than surprise hourly bills. We agree your fee up front before any work starts, so you always know exactly what you're paying for.
Anyone can call themselves an accountant, but chartered accountants are qualified through professional bodies such as ICAEW or ACCA, carry professional indemnity insurance and are subject to ongoing regulation. For a limited company, that oversight is your assurance that accounts and tax are prepared properly.
Tell us you'd like to move and we handle the rest: we contact your current accountant, request professional clearance and your records, and take over your filings with no gap in your compliance. Switching is free and there's no awkward conversation.
No. We're based in Cardiff and work with businesses across South Wales, and because we work on cloud software like Xero and QuickBooks we also support clients across the UK by video call.
Guaranteed tax savings before anyone has seen your numbers, no engagement letter, no named qualification or regulator, vague fees, and questions that go unanswered for days. A good accountant is transparent about all five before you sign anything.
Usually, yes. A good accountant saves you time, keeps you on top of HMRC deadlines and spots reliefs and allowances you might miss, and accountancy fees for your business are a tax-deductible expense.
Book a free discovery call: meet your adviser, get a fixed quote, and see exactly how the switch would work.